A specialized high value home insurance plan or high net worth insurance plan provides the best protection and a great mix of benefits that might not be present within a regular home insurance plan. This type of insurance plan was engineered to be high quality and flexible, with customized options for contents to cater the unique needs of homeowners.
In the modern society we live in today, personal achievement tends to be measured by the amount of high value possessions we acquire. Yet, the number of dishonest people who are too lazy to acquire their own possessions is also increasing and they will try to either rob you of your precious jewelry, priceless antiques and even art collections, or simply attempt to sabotage them. A high value home insurance plan will ensure that your precious hard-earned possessions will be well covered for all possible risks.
It is wise to regularly evaluate your expensive items because it’s very easy to lose count of some costly items in your home if you have the habit of regularly purchasing more. For example, if you have recently bought the latest home theater system or high-tech 52 inch TV, you will want these to be covered against possible theft or accidental damages. And an insurance plan that can comprehensively cover these and still cover your home without any additional cost is the high value home insurance plan.
When you purchase a high value home insurance plan from us, you will be guaranteed of enjoying unique and personalized security. Most homeowners’ policies will give coverage to some precious items, like jewels, antiques or art collections to certain limits which may be insufficient to many. However, our high value insurance plan can give you personal belongings coverage up to 40% of your dwellings coverage and also up to $50,000 for stolen or misplaced jewelry. The coverage amounts are determined by the coverage's you select and what is stated as covered or excluded in your policy.
Typically, high value home insurance plans offer comprehensive “all risk” coverage for all your properties. The best way to take preventative actions is to get your coverage with us. The carriers we work with will replace or repair your covered damaged property and provide a quick settlement. If you care about protecting your home we recommend members install low temperature sensors, burglar alarms, lighting suppression systems and even back-up generators.
Our professional insurance agents will also educate you on the different service and resources available while at the same time giving you personalized and responsive services when you will present a claim.
Not all home insurance plans will give you coverage for your drain backups and sewer. If you don’t have an adequate sewer back up or the current one fails to work and interferes with toilet drainage or drainage of other exterior or interior pipes, our policy may cover you for replacement and clean up if you purchase the optional coverage which will cover your losses up to specific limits requested.
A loss of any kind in your home may result into confusion and fear that the insurance company will play cat and mouse when you will present your claims. But our policy will allow you to repair or replace your covered damages when reported promptly. The refund will help you reconstruct your damaged house, replace the stolen belongings or can simply be invested in a whole new thing all together – the choice is entirely yours!
Although this insurance plan tends to be more expensive it is the peace of mind your paying for knowing everything will be covered for the correct amount. Contact us about any high value home products in Texas or Wisconsin.
Home Insurance Agency
Frank Medina Insurance
Wisconsin
342 N Water St Ste 600
Milwaukee, WI 53202
(414) 877-0777
Texas
3663 N Sam Houston Pkwy E Ste 600
Houston, TX 77032
(713) 955-2559
Hours of business
Monday - Friday
9:00 am to 5:00 pm
Closed Saturday and Sunday