Business Owners Policy
For small to medium size businesses, we offer the business owners policy that is a versatile combination of the basic coverages that are of utmost importance to different business owners. The policy generally combines general liability insurance and commercial property insurance into one package. The policy can cover any harm or injury to an individual employed at the workplace and could compensate for their medical bills. Any damage to the property from covered sources such as fire, theft and natural disasters are also reimbursed under this policy. For business owners who are looking for the best coverage at economical prices, the business owners policy is an ideal fit.
General Liability Insurance
General liability insurance is a form of business insurance. A business normally conducts meetings at their premises. There may also be clients or individuals visiting the premises of the business. There may be unwanted and unforeseen mishaps at the workplace that might involve either the employees or any other person that might result in bodily harm or injury to them that might require medical attention. A business owner may be held liable by the law for the mishap mandating him or her to compensate the individual for the same. A general liability policy provides insurance for similar scenarios that may cause physical or financial damage to an individual on your premises.
Commercial Auto Insurance
The vehicles that are made use of by a businessman for commercial purposes will require specific insurance policies that are different from generic automotive insurance. These commercial auto insurance policies provide liability, comprehensive, collision, medical payments and damage coverage for the vehicles in situations that the regular automotive insurance does not cover. In addition to this, the commercial auto insurance policies may reimburse fees for legal counselling regarding the mishap if a third party sues the company. Any claims and court fines may also be paid by the insurance company whose auto policy the vehicle is covered under.