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builders risk insurance

Builders Risk Insurance Texas

Builders Risk Insurance is an insurance policy that protects an organization or persons’ insurable items in equipment and/or fixtures, and materials being used in the renovation or construction of a structure or building in the event that those items suffer damage or physical loss from a course that they have been covered against.

Important facts about Builders Risk Insurance Policy

The builders risk insurance policy does not cover any extra structures within your property that are not attached to your house. Therefore for items like sheds, workshops, gazebos, garages, docks and carriage homes among others, you need to purchase an optional insurance coverage.

The builders risk insurance policy has optional coverage for gardening equipment, fences and landscaping. This protects everything that improves your homes curb appeal including rockeries, retaining walls, fences, lawns, shrubs and trees. This also protects gardening equipment, trimmers and lawnmowers among others.

Why You Should Buy Your Builders Risk Insurance Policy From Us?

It is typically more challenging to insure a house that’s under construction than one that has already been constructed. This is why we offer you the builders risk insurance policy which will guarantee you comprehensive protection and building replacement cost coverage for short term duration such as from 3 months and long term duration at competitive prices.

Our insurance policy will give you comprehensive protection so that you have a peace of mind while your new home or property is under construction. This insurance policy can also cover necessary and reasonable increase in legal costs and interest expenses in the event that you experience construction delays due to insured damage or loss. However, read your policy language to determine what is exactly covered.

We are the right provider for your builders risk insurance policy because we offer detailed coverage for your personal and common property. We also give the option for adding coverage for your specialty property. The best part is that our agents will give you maximum attention and resolve all your concerns, online or offline. Once you have made up your decision on the amount of builders insurance policy to purchase and what you want cover, you can simply purchase the policy online.

We understand that most constructors are worried and frustrated with pre-packaged policies which in most cases will tend to automatically charge to insure items the policy holder doesn’t consider important. At our firm, we ensure that you only pay for the coverage that you need and nothing more.

It’s really wise to not wait to get caught in an irreversible situation without the right protection. The builders’ insurance policy that we will sell to you will automatically protect you against all major types of loss including water damage, hail storms, burst pipes and break ins.

Your house and property are most probably your most precious assets. Since it is very important to you, we consider it equally important to us and give it priority when it comes to protecting it. Our insurance system will guide you in getting an estimate of the cost to rebuild the house and from here we will advise you on the building limit to purchase insurance for. You can also insure other detached structures like gardening equipment, fences and landscaping on your property.

For the building cover, the insurance policy guarantees replacement of the main house structure in addition to the attached hot tubs, swimming pools and garages. It will also protect any extra costs to building code changes on an unlimited basis.

Builders Risk Insurance Quotes

Builders risk insurance is important to cover your building or materials from a wide range of events including damages resulting from aircraft or vehicle, vandalism, explosion, hail, lightening, theft, and fire.

Company information

Insurance Agency
Frank Medina Insurance

Texas
3663 N Sam Houston Pkwy E Ste 600
Houston, TX 77032
(713) 955-2559

Contact details

(713) 955-2559

Hours of business

Monday 9:00 am to 5:00 pm
Tuesday 9:00 am to 5:00 pm
Wednesday 9:00 am to 5:00 pm
Thursday 9:00 am to 5:00 pm
Friday 9:00 am to 5:00 pm

Closed Saturday and Sunday