Boat Insurance Quotes
Boat insurance quotes available for all of Wisconsin & Texas.
from
$30 a month
Having boat insurance is actually as important as having car insurance. The reason is quite simple, there are many boat enthusiasts that do not have any insurance and you are also at risk of being harmed while boating due to the mistakes caused by some inexperienced boaters. Although it is compulsory for all car owners to have insurance in the US, that is not the case for the boat owners. It is important to have boat insurance because if you do not have it and if you somehow get involved in a boat accident, you will be liable for the damages, medical expenses and loss of equipment. This is unlike a car accident scenario where you will be covered for the damages caused by the accused party.
Don’t rely on your home insurance policy to cover your boat. Even docking it at a port comes with its own risks, and using a boat for fishing or skiing not only presents risks to you but to your friends and family members as well. This is the reason why you need to cover yourself and your prized possession for any unwanted event that could take place anytime, anywhere.
Towing your boat is a situation where your boat stays vulnerable to being damaged. There are high risks involved, especially if there is a malfunction with the trailer. Moreover, it could come adrift from the tow hitch or there may be tire damage due to unforeseen circumstances, thus causing the trailer to tip over. When it comes to accidents, it is difficult to predict what might happen. So, it makes sense to have boat insurance so that you can keep your vessel afloat no matter what happens to it.
Part of the fun of owning a boat is that you and your friends can partake in numerous adrenaline rushing sports, such as skiing, paragliding and a multitude of others. But accidents may happen anytime, even while you are enjoying these water sports. Someone may even be seriously injured and so may require expensive medical support. Therefore, it is essential for you to get insurance to cover you, your family and friends, and your boat.
Furthermore, you may have just purchased your boat and found a port to dock it. That will certainly solve the problem of worrying about any damage during transit. But what some new boat owners do not realize is that most ports will require the boats to be insured. Some of them may also have certain requirements before you can use their facilities. Thus, make sure that you check with the specific port what their requirements are before making any contract with them.
We can advise you the most cost-effective insurance policy that will suit all your needs. Moreover, our friendly staff is there to assist you 24/7 in this regard.
When considering buying any boat insurance, you should know some important factors to get benefited in every way possible. Firstly, be specific about the boat that you are insuring so that you can get the exact insurance policy to cover it. For your information, there are over 15 different types of boats, right from powerboats to personal watercraft's.
Finally, your boat should have all the necessary safety features. In fact, taking a boating class will be very beneficial for you, as insurance companies prefer trained boaters knowing they will be safe while on the water. Have accurate layup periods is also necessary because you could get a discounted premium while your boat will not be used.
Boat insurance quotes available for all of Wisconsin & Texas.
Boat Insurance Agency
Frank Medina Insurance
Wisconsin
342 N Water St Ste 600
Milwaukee, WI 53202
(414) 877-0777
Texas
3663 N Sam Houston Pkwy E Ste 600
Houston, TX 77032
(713) 955-2559
Hours of business
Monday - Friday
9:00 am to 5:00 pm
Closed Saturday and Sunday